/ocr/pdf_credit_report

• 1.接口描述
• 2.请求参数
• 3.返回参数
• 4.错误码
• 5.输入示例

1.接口描述

该 API 用于识别提取征信报告上的文字信息。

• 文件要求
  1. 格式为 PDF
  2. 小于等于 100 MB

请求方式

POST

请求 URL

https://cloudapi.deepfinch.com/ocr/pdf_credit_report

调试工具

Debugging Tool

2.请求参数

2.1 请求头域

2.2 请求体

参数 file 需把文件的内容以 multipart/form-data 的形式放到 POST 消息体中。

3.返回参数

structured_result字段信息

返回结果

{
    "serialNo": "报告编号",
    "askAt": "查询请求时间",
    "createAt": "报告时间",
    "whoWasChecked": "被查询者姓名",
    "idType": "被查询者证件类型",
    "idNum": "被查询者证件号码",
    "organization": "查询操作机构",
    "operator": "查询操作人",
    "reason": "查询原因",
    "profile": {
        "gender": "性别",
        "genderOrganization": "性别数据发生机构名称",
        "birthday": "出生日期",
        "birthdayOrganization": "出生日期数据发生机构名称",
        "isMarried": "婚姻状况",
        "isMarriedOrganization": "婚姻状况数据发生机构名称",
        "mobile": "手机号码",
        "mobileOrganization": "手机号码数据发生机构名称",
        "officeTel": "单位电话",
        "officeTelOrganization": "单位电话数据发生机构名称",
        "homeTel": "住宅电话",
        "homeTelOrganization": "住宅电话数据发生机构名称",
        "education": "学历",
        "educationOrganization": "学历数据发生机构名称",
        "qualification": "学位",
        "qualificationOrganization": "学位数据发生机构名称",
        "postAddr": "通讯地址",
        "postAddrOrganization": "通讯地址数据发生机构名称",
        "registerAddr": "户籍地址",
        "registerAddrOrganization": "户籍地址数据发生机构名称",
        "connubialInfo": {
            "name": "姓名",
            "idType": "证件类型",
            "idNum": "证件号码",
            "compony": "工作单位",
            "tel": "联系电话",
            "connubialInfoOrganization": "配偶信息数据发生机构名称"
        },
        "livedInfos": [{
              "no": "编号",
            "address": "居住地址",
            "status": "居住状况",
            "updateAt": "信息更新日期",
            "livedInfosOrganization": "居住信息数据发生机构名称"
        }],
        "experiences": [{
            "no": "编号",
            "company": "工作单位",
            "address": "单位地址",
            "jobNature": "职业",
            "industry": "行业",
            "title": "职务",
            "level": "职称",
            "startedAt": "进入本单位年份",
            "updateAt": "信息更新日期",
            "experiencesOrganization": "职业信息数据机构名称"
        }]
    },
    "creditInfo": {
        "houseLoansNum": "个人住房贷款笔数",
        "commercialHouseLoansNum": "个人商用房(包括商住两用)贷款笔数",
        "otherLoansNum": "其他贷款笔数",
        "firstLoanGotAt": "首笔贷款发放月份",
        "creditCardsNum": "贷记卡账户数",
        "firstCreditCardGotAt": "首张贷记卡发卡月份",
        "quasiCardsNum": "准贷记卡账户数",
        "firstQuasiCardGotAt": "首张准贷记卡发卡月份",
        "selfDeclaredNum": "本人声明数目",
        "objectionLabelNum": "异议标注数目"
    },
    "overdueBreachOutline": {
        "badDebtsNumber": "呆账信息汇总笔数",
        "badDebtsBalance": "呆账信息汇总余额",
        "assetsDisposalNumber": "资产处置信息汇总笔数",
        "assetsDisposalBalance": "资产处置信息汇总余额",
        "guarantorCompensationNumber": "保证人代偿信息汇总笔数",
        "guarantorCompensationBalance": "保证人代偿信息汇总余额"
    },
    "overDueInfoCollection": {
        "loanNum": "贷款逾期笔数",
        "loanMonth": "贷款逾期月份数",
        "loanMaxAmount": "贷款逾期单月最高逾期总额",
        "loanMaxMonths": "贷款逾期最长逾期月数",
        "crdCardAccounts": "贷记卡逾期账户数",
        "crdCardMonth": "贷记卡逾期月份数",
        "crdCardMaxAmount": "贷记卡逾期单月最高逾期总额",
        "crdCardMaxMonths": "贷记卡逾期最长逾期月数",
        "qcCardAccounts": "准贷记卡60天以上透支账户数",
        "qcCardMonth": "准贷记卡60天以上透支月份数",
        "qcCardMaxAmount": "准贷记卡60天以上透支单月最高透支余额",
        "qcCardMaxMonths": "准贷记卡60天以上透支最长透支月数"
    },
    "noPayedInfoCollection": {
        "companys": "贷款法人机构数",
        "organizations": "贷款机构数",
        "num": "笔数",
        "amount": "合同总额",
        "surplusAmount": "余额",
        "avg6monthPay": "最近6个月平均应还款"
    },
    "destroyedCrtCardCollection": {
        "companys": "发卡法人机构数",
        "organizations": "发卡机构数",
        "accounts": "账户数",
        "amount": "授信总额",
        "maxAmount": "单家行最高授信额",
        "leastAmount": "单家行最低授信额",
        "usedAmount": "已用额度",
        "avg6monthPay": "最近6个月平均使用额度"
    },
    "noDestroyedQuasiCrtCardCollection": {
        "companys": "发卡法人机构数",
        "organizations": "发卡机构数",
        "accounts": "账户数",
        "amount": "授信总额",
        "maxAmount": "单家行最高授信额",
        "leastAmount": "单家行最低授信额",
        "surplusAmount": "透支余额",
        "avg6monthOverdraft": "最近6个月平均透支余额"
    },
    "guaranteeCollection": {
        "count": "担保笔数",
        "amount": "担保金额",
        "balance": "担保本金余额"
    },
    "assetsDisposal":[{
        "no": "编号",
        "assetsCompany": "资产管理公司",
        "debtReceiveDate": "债务接收日期",
        "debtAmount": "接收的债权金额",
        "latestRepayDate": "最近一次还款日期",
        "balance": "余额"
    }],
    "assurerRepayInfos": [{
        "no": "编号",
        "organName": "代偿机构",
        "latestAssurerRepayDate": "最近一次代偿日期",
        "money": "累计代偿金额",
        "latestRepayDate": "最近一次还款日期",
        "balance": "余额"
    }],
    "loans": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "贷款发放机构",
        "amount": "贷款金额",
        "currency": "币种",
        "periods": "贷款期数",
        "rate": "还款频率",
        "type": "贷款类型",
        "guarantee": "担保方式",
        "startAt": "发放日期",
        "endAt": "到期日期",
        "finAt": "截至日期",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "status": "账户状态",
        "category": "五级分类",
        "balance": "本金余额",
        "surplusPaymentNum": "剩余还款期数",
        "scheduledPayment": "本月应还款",
        "scheduledPayAt": "应还款日",
        "currPayed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "currOverduePeriods": "当前逾期期数",
        "currOverdue": "当前逾期金额",
        "overdue31Tp60": "逾期31-60天未还本金",
        "overdue61Tp90": "逾期61－90天未还本金",
        "overdue91Tp180": "逾期91－180天未还本金",
        "overdue180": "逾期180天以上未还本金",
        "last24Status": "最近24个月还款记录",
        "overdueRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records ": [{
                "overdueMonth": "逾期月份",
                "overdueMonthsNum": "逾期持续月数",
                "amount": "逾期金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]
    }],
    "creditCards": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "发卡机构",
        "amount": "授信额度金额",
        "amountType": "授信额度",
        "sharedAmount": "共享授信额度金额",
        "sharedAmountType": "共享授信额度",
        "accountCategory": "账户类型",
        "guarantee": "担保方式",
        "startAt": "发卡日期",
        "finAt": "截至日期",
        "balance": "余额",
        "status": "账户状态",
        "used": "已用额度",
        "avgUsed6Months": "最近6个月平均使用额度",
        "maxAmount": "最大使用额度",
        "scheduledPayed": "本月应还款",
        "payAt": "账单日",
        "payed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "currOverduePeriods": "当前逾期期数",
        "currOverdue": "当前逾期金额",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "last24Status": "最近24个月还款记录",
        "overdueRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records ": [{
                "overdueMonth": "逾期月份",
                "overdueMonthsNum": "逾期持续月数",
                "amount": "逾期金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]
    }],
    "quasiCreditCards": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "发卡机构",
        "amount": "授信额度金额",
        "amountType": "授信额度",
        "sharedAmount": "共享授信额度金额",
        "sharedAmountType": "共享授信额度",
        "accountCategory": "账号种类",
        "guarantee": "担保方式",
        "startAt": "发卡日期",
        "finAt": "截至日期",
        "balance": "余额",
        "status": "账户状态",
        "surplusOverdraft": "透支余额",
        "avgSurOver6Months": "最近6个月平均透支余额",
        "maxSurplusOverdraft": "最大透支余额",
        "payAt": "账单日",
        "payed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "noPayedOver180": "透支180天以上未付余额",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "last24Status": "最近24个月还款记录",
        "overdraftRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records": [{
                "month": "透支月份",
                "keepMonths": "透支持续月数",
                "amount": "透支金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]

    }],
    "loanGuaranteeInfos": [{
        "id": "编号",
        "organization": "担保贷款发放机构",
        "amount": "担保贷款合同金额",
        "gotAt": "担保贷款发放日期",
        "expireAt": "担保贷款到期日期",
        "guaranteeAmount": "担保金额",
        "balance": "担保贷款本金余额",
        "category": "担保贷款五级分类",
        "payAt": "应还款日"，
        "guarantorName": "被担保人姓名",
        "guarantorIdType": "被担保人证件类型",
        "guarantorId": "被担保人证件号码"
    }],
    "creditCardGuaranteeInfos": [{
        "id": "编号",
        "organization": "担保信用卡发放机构",
        "amount": "担保信用卡授信额度",
        "gotAt": "担保信用卡发卡日期",
        "guaranteeAmount": "担保金额",
        "used": "担保信用卡已用额度",
        "payAt": "账单日"
    }],
    "owedTaxesRecord": [{
        "no": "编号",
        "competentTaxAuthorities": "主管税务机关",
        "taxesTotal": "欠税总额",
        "taxRegistrationDate": "欠税统计日期"
    }],
    "civilJudgmentRecord": [{
        "no": "编号",
        "court": "立案法院",
        "caseReason": "案由",
        "registerDate": "立案日期",
        "closedType": "结案方式",
        "sentenceResult": "判决/调解结果",
        "sentenceResultDate": "判决/调解生效日期",
        "actionObject": "诉讼标的",
        "actionObjectMoney": "诉讼标的金额"
    }],
    "forceExecutions": [{
        "no": "编号",
        "court": "执行法院",
        "caseReason": "执行案由",
        "registerDate": "立案日期",
        "closedType": "结案方式",
        "caseState": "案件状态",
        "closedDate": "结案日期",
        "enforceObject": "申请执行标的",
        "enforceObjectMoney": "申请执行标的价值",
        "alreadyEnforceObject": "已执行标的",
        "alreadyEnforceObjectMoney": "已执行标的金额"
    }],
    "administrativePenaltyRecord": [{
        "no": "编号",
        "punishmentOrganization": "处罚机构",
        "punishmentContent": "处罚内容",
        "punishmentAmount": "处罚金额",
        "effectDate": "生效日期",
        "closeDate": "截止日期",
        "administrationReviewOrg": "行政复议结果"
    }],
    "houseFundPayedRecord": [{
        "no": "编号",
        "address": "参缴地",
        "payAt": "参缴日期",
        "firstPayedAt": "初缴月份",
        "lastPayedAt": "缴至月份",
        "status": "缴费状态",
        "amount": "月缴存额",
        "personalPercent": "个人缴存比例",
        "componyPercent": "单位缴存比例",
        "compony": "缴费单位",
        "updateAt": "信息更新日期"
    }],
    "socialSecuritys": [{
        "no": "编号",
        "ginsengto": "参保地",
        "insuredDate": "参保日期",
        "countMonth": "累计缴费月数",
        "jobMonth": "参加工作月份",
        "status": "缴费状态",
        "personageCostNumber": "个人缴费基数",
        "monthAmount": "本月缴费金额",
        "messageUpdateDate": "信息更新日期",
        "unit": "缴费单位",
        "cause": "中断或终止缴费原因"
    }],
    "subsistenceAllowanceRecord": [{
        "no": "编号",
        "personType": "人员类别",
        "location": "所在地",
        "company": "工作单位",
        "familyMonthlyIncome": "家庭月收入",
        "applicationDate": "申请日期",
        "approvalDate": "批准日期",
        "updateDate": "信息更新日期"
    }],
    "competenceRecordInfos": [{
        "no": "编号",
        "competencyname": "执业资格名称",
        "grade": "等级",
        "awarddate": "获得日期",
        "enddate": "到期日期",
        "revokedate": "吊销日期",
        "organname": "颁发机构",
        "area": "机构所在地"
    }],
    "administrativeRewardRecord": [{
        "no": "编号",
        "rewardOrganization": "奖励机构",
        "rewardContent": "奖励内容",
        "effectDate": "生效日期",
        "closeDate": "截止日期"
    }],
    "carTradeOrPledges": [{
        "no": "编号",
        "licensecode": "车牌号码",
        "enginecode": "发动机号",
        "brand": "品牌",
        "cartype": "车辆类型",
        "usecharacter": "使用性质",
        "state": "车辆状态",
        "pledgeflag": "抵押标记",
        "gettime": "信息更新日期"
    }],
    "telRecord": [{
        "no": "编号",
        "companyNo": "电信运营商",
        "busiType": "业务类型",
        "openDate": "业务开通日期",
        "status": "当前缴费状态",
        "oweMoney": "当前欠费金额",
        "oweNum": "当前欠费月数",
        "acctDate": "记账年月",
        "pay24Months": "最近24个月缴费记录"
    }],
    "checkedRecord": {
        "lastMonthLoanCheckOrgs": "最近1个月内的贷款审批查询机构数",
        "lastMonthCardCheckOrgs": "最近1个月内的信用卡审批查询机构数",
        "lastMonthLoanCheck": "最近1个月内的贷款审批查询次数",
        "lastMonthCardCheck": "最近1个月内的信用卡审批查询次数",
        "lastMonthCheckBySelf": "最近1个月内的本人查询次数",
        "last2YearsAfterLoaned": "最近2年内的贷后管理查询次数",
        "last2YearsQualificationCheck": "最近2年内的担保资格审查查询次数",
        "last2YearsVIPNameCheck": "最近2年内的特约商户实名审查查询次数"
    },
    "checkDetails": [{
        "no": "编号",
        "checkedAt": "查询日期",
        "operator": "查询操作员",
        "reason": "查询原因"
    }],
    "querySelfRecordDetail": [{
        "no": "编号",
        "queryDate": "查询日期",
        "queryOperator": "查询操作员",
        "queryReason": "查询原因"
    }]
}

4.错误码

以下请求参数列表仅列出了接口请求参数，其它参数见公共请求参数页面。

备注: 以上40X系列错误描述请参考reason字段

输出样例

{
  "status": "PARAMETER_MISSING",
  "reason": "param is missing or the value is empty: file"
}

5.输入示例