/ocr/get_credit_report_ocr_task_result

• 1.接口描述
• 2.请求参数
• 3.返回参数
• 4.错误码
• 5.输入示例

1.接口描述

该 API 用于通过任务ID获取征信报告识别结果。

请求方式

POST

请求 URL

https://cloudapi.deepfinch.com/ocr/get_credit_report_ocr_task_result

调试工具

Debugging Tool

2.请求参数

2.1 请求头域

2.2 请求体

3.返回参数

structured_result 结构化信息

profile 个人基本信息

配偶信息 connubialInfo

居住信息 livedInfos

职业信息 experiences

信用提示 creditInfo

呆帐、资产处置、保证人代偿信息汇总 overdueBreachOutline

逾期(透支)信息汇总 overDueInfoCollection

未结清贷款信息汇总 noPayedInfoCollection

未销户贷记卡信息汇总 destroyedCrtCardCollection

未销户准贷记卡信息汇总 noDestroyedQuasiCrtCardCollection

对外担保信息汇总 guaranteeCollection

资产处置信息 assetsDisposal

保证人代偿信息 assurerRepayInfos

贷款 loans

逾期汇总 overdueRecordSummary

逾期记录 records

特殊交易 speBusinesses

贷记卡 creditCards

准贷记卡 quasiCreditCards

透支汇总 overdraftRecordSummary

透支记录 records

对外贷款担保信息 loanGuaranteeInfos

对外信用卡担保信息 creditCardGuaranteeInfos

欠税记录 owedTaxesRecord

民事判决记录 civilJudgmentRecord

强制执行记录 forceExecutions

行政处罚记录 administrativePenaltyRecord

住房公积金参缴记录 houseFundPayedRecord

养老保险金缴存记录 socialSecuritys

低保救助记录 subsistenceAllowanceRecord

执业资格记录 competenceRecordInfos

行政奖励记录 administrativeRewardRecord

车辆交易和抵押记录 carTradeOrPledges

电信缴费记录 telRecord

查询记录汇总 checkedRecord

机构查询记录明细 checkDetails

本人查询记录明细 querySelfRecordDetail

{
    "serialNo": "报告编号",
    "askAt": "查询请求时间",
    "createAt": "报告时间",
    "whoWasChecked": "被查询者姓名",
    "idType": "被查询者证件类型",
    "idNum": "被查询者证件号码",
    "organization": "查询操作机构",
    "operator": "查询操作人",
    "reason": "查询原因",
    "profile": {
        "gender": "性别",
        "genderOrganization": "性别数据发生机构名称",
        "birthday": "出生日期",
        "birthdayOrganization": "出生日期数据发生机构名称",
        "isMarried": "婚姻状况",
        "isMarriedOrganization": "婚姻状况数据发生机构名称",
        "mobile": "手机号码",
        "mobileOrganization": "手机号码数据发生机构名称",
        "officeTel": "单位电话",
        "officeTelOrganization": "单位电话数据发生机构名称",
        "homeTel": "住宅电话",
        "homeTelOrganization": "住宅电话数据发生机构名称",
        "education": "学历",
        "educationOrganization": "学历数据发生机构名称",
        "qualification": "学位",
        "qualificationOrganization": "学位数据发生机构名称",
        "postAddr": "通讯地址",
        "postAddrOrganization": "通讯地址数据发生机构名称",
        "registerAddr": "户籍地址",
        "registerAddrOrganization": "户籍地址数据发生机构名称",
        "connubialInfo": {
            "name": "姓名",
            "idType": "证件类型",
            "idNum": "证件号码",
            "compony": "工作单位",
            "tel": "联系电话",
            "connubialInfoOrganization": "配偶信息数据发生机构名称"
        },
        "livedInfos": [{
            "no": "编号",
            "address": "居住地址",
            "status": "居住状况",
            "updateAt": "信息更新日期",
            "livedInfosOrganization": "居住信息数据发生机构名称"
        }],
        "experiences": [{
            "no": "编号",
            "company": "工作单位",
            "address": "单位地址",
            "jobNature": "职业",
            "industry": "行业",
            "title": "职务",
            "level": "职称",
            "startedAt": "进入本单位年份",
            "updateAt": "信息更新日期",
            "experiencesOrganization": "职业信息数据机构名称"
        }]
    },
    "creditInfo": {
        "houseLoansNum": "个人住房贷款笔数",
        "commercialHouseLoansNum": "个人商用房(包括商住两用)贷款笔数",
        "otherLoansNum": "其他贷款笔数",
        "firstLoanGotAt": "首笔贷款发放月份",
        "creditCardsNum": "贷记卡账户数",
        "firstCreditCardGotAt": "首张贷记卡发卡月份",
        "quasiCardsNum": "准贷记卡账户数",
        "firstQuasiCardGotAt": "首张准贷记卡发卡月份",
        "selfDeclaredNum": "本人声明数目",
        "objectionLabelNum": "异议标注数目"
    },
    "overdueBreachOutline": {
        "badDebtsNumber": "呆账信息汇总笔数",
        "badDebtsBalance": "呆账信息汇总余额",
        "assetsDisposalNumber": "资产处置信息汇总笔数",
        "assetsDisposalBalance": "资产处置信息汇总余额",
        "guarantorCompensationNumber": "保证人代偿信息汇总笔数",
        "guarantorCompensationBalance": "保证人代偿信息汇总余额"
    },
    "overDueInfoCollection": {
        "loanNum": "贷款逾期笔数",
        "loanMonth": "贷款逾期月份数",
        "loanMaxAmount": "贷款逾期单月最高逾期总额",
        "loanMaxMonths": "贷款逾期最长逾期月数",
        "crdCardAccounts": "贷记卡逾期账户数",
        "crdCardMonth": "贷记卡逾期月份数",
        "crdCardMaxAmount": "贷记卡逾期单月最高逾期总额",
        "crdCardMaxMonths": "贷记卡逾期最长逾期月数",
        "qcCardAccounts": "准贷记卡60天以上透支账户数",
        "qcCardMonth": "准贷记卡60天以上透支月份数",
        "qcCardMaxAmount": "准贷记卡60天以上透支单月最高透支余额",
        "qcCardMaxMonths": "准贷记卡60天以上透支最长透支月数"
    },
    "noPayedInfoCollection": {
        "companys": "贷款法人机构数",
        "organizations": "贷款机构数",
        "num": "笔数",
        "amount": "合同总额",
        "surplusAmount": "余额",
        "avg6monthPay": "最近6个月平均应还款"
    },
    "destroyedCrtCardCollection": {
        "companys": "发卡法人机构数",
        "organizations": "发卡机构数",
        "accounts": "账户数",
        "amount": "授信总额",
        "maxAmount": "单家行最高授信额",
        "leastAmount": "单家行最低授信额",
        "usedAmount": "已用额度",
        "avg6monthPay": "最近6个月平均使用额度"
    },
    "noDestroyedQuasiCrtCardCollection": {
        "companys": "发卡法人机构数",
        "organizations": "发卡机构数",
        "accounts": "账户数",
        "amount": "授信总额",
        "maxAmount": "单家行最高授信额",
        "leastAmount": "单家行最低授信额",
        "surplusAmount": "透支余额",
        "avg6monthOverdraft": "最近6个月平均透支余额"
    },
    "guaranteeCollection": {
        "count": "担保笔数",
        "amount": "担保金额",
        "balance": "担保本金余额"
    },
    "assetsDisposal":[{
        "no": "编号",
        "assetsCompany": "资产管理公司",
        "debtReceiveDate": "债务接收日期",
        "debtAmount": "接收的债权金额",
        "latestRepayDate": "最近一次还款日期",
        "balance": "余额"
    }],
    "assurerRepayInfos": [{
        "no": "编号",
        "organName": "代偿机构",
        "latestAssurerRepayDate": "最近一次代偿日期",
        "money": "累计代偿金额",
        "latestRepayDate": "最近一次还款日期",
        "balance": "余额"
    }],
    "loans": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "贷款发放机构",
        "amount": "贷款金额",
        "currency": "币种",
        "periods": "贷款期数",
        "rate": "还款频率",
        "type": "贷款类型",
        "guarantee": "担保方式",
        "startAt": "发放日期",
        "endAt": "到期日期",
        "finAt": "截至日期",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "status": "账户状态",
        "category": "五级分类",
        "balance": "本金余额",
        "surplusPaymentNum": "剩余还款期数",
        "scheduledPayment": "本月应还款",
        "scheduledPayAt": "应还款日",
        "currPayed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "currOverduePeriods": "当前逾期期数",
        "currOverdue": "当前逾期金额",
        "overdue31Tp60": "逾期31-60天未还本金",
        "overdue61Tp90": "逾期61－90天未还本金",
        "overdue91Tp180": "逾期91－180天未还本金",
        "overdue180": "逾期180天以上未还本金",
        "last24Status": "最近24个月还款记录",
        "overdueRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records ": [{
                "overdueMonth": "逾期月份",
                "overdueMonthsNum": "逾期持续月数",
                "amount": "逾期金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]
    }],
    "creditCards": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "发卡机构",
        "amount": "授信额度金额",
        "amountType": "授信额度",
        "sharedAmount": "共享授信额度金额",
        "sharedAmountType": "共享授信额度",
        "accountCategory": "账户类型",
        "guarantee": "担保方式",
        "startAt": "发卡日期",
        "finAt": "截至日期",
        "balance": "余额",
        "status": "账户状态",
        "used": "已用额度",
        "avgUsed6Months": "最近6个月平均使用额度",
        "maxAmount": "最大使用额度",
        "scheduledPayed": "本月应还款",
        "payAt": "账单日",
        "payed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "currOverduePeriods": "当前逾期期数",
        "currOverdue": "当前逾期金额",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "last24Status": "最近24个月还款记录",
        "overdueRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records ": [{
                "overdueMonth": "逾期月份",
                "overdueMonthsNum": "逾期持续月数",
                "amount": "逾期金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]
    }],
    "quasiCreditCards": [{
        "serialNo": "编号",
        "businessNo": "业务号",
        "organization": "发卡机构",
        "amount": "授信额度金额",
        "amountType": "授信额度",
        "sharedAmount": "共享授信额度金额",
        "sharedAmountType": "共享授信额度",
        "accountCategory": "账号种类",
        "guarantee": "担保方式",
        "startAt": "发卡日期",
        "finAt": "截至日期",
        "balance": "余额",
        "status": "账户状态",
        "surplusOverdraft": "透支余额",
        "avgSurOver6Months": "最近6个月平均透支余额",
        "maxSurplusOverdraft": "最大透支余额",
        "payAt": "账单日",
        "payed": "本月实还款",
        "lastPayedAt": "最近一次还款日期",
        "noPayedOver180": "透支180天以上未付余额",
        "startRt": "开始还款日期",
        "endRt": "结束还款日期",
        "last24Status": "最近24个月还款记录",
        "overdraftRecordSummary": {
            "startAt": "开始日期",
            "endAt": "结束日期",
            "records": [{
                "month": "透支月份",
                "keepMonths": "透支持续月数",
                "amount": "透支金额"
            }]
        },
        "speBusinesses": [{
            "type": "特殊交易类型",
            "startAt": "发生日期",
            "changeMonths": "变更月数",
            "amount": "发生金额",
            "detail": "明细记录"
        }]

    }],
    "loanGuaranteeInfos": [{
        "id": "编号",
        "organization": "担保贷款发放机构",
        "amount": "担保贷款合同金额",
        "gotAt": "担保贷款发放日期",
        "expireAt": "担保贷款到期日期",
        "guaranteeAmount": "担保金额",
        "balance": "担保贷款本金余额",
        "category": "担保贷款五级分类",
        "payAt": "应还款日"，
        "guarantorName": "被担保人姓名",
        "guarantorIdType": "被担保人证件类型",
        "guarantorId": "被担保人证件号码"
    }],
    "creditCardGuaranteeInfos": [{
        "id": "编号",
        "organization": "担保信用卡发放机构",
        "amount": "担保信用卡授信额度",
        "gotAt": "担保信用卡发卡日期",
        "guaranteeAmount": "担保金额",
        "used": "担保信用卡已用额度",
        "payAt": "账单日"
    }],
    "owedTaxesRecord": [{
        "no": "编号",
        "competentTaxAuthorities": "主管税务机关",
        "taxesTotal": "欠税总额",
        "taxRegistrationDate": "欠税统计日期"
    }],
    "civilJudgmentRecord": [{
        "no": "编号",
        "court": "立案法院",
        "caseReason": "案由",
        "registerDate": "立案日期",
        "closedType": "结案方式",
        "sentenceResult": "判决/调解结果",
        "sentenceResultDate": "判决/调解生效日期",
        "actionObject": "诉讼标的",
        "actionObjectMoney": "诉讼标的金额"
    }],
    "forceExecutions": [{
        "no": "编号",
        "court": "执行法院",
        "caseReason": "执行案由",
        "registerDate": "立案日期",
        "closedType": "结案方式",
        "caseState": "案件状态",
        "closedDate": "结案日期",
        "enforceObject": "申请执行标的",
        "enforceObjectMoney": "申请执行标的价值",
        "alreadyEnforceObject": "已执行标的",
        "alreadyEnforceObjectMoney": "已执行标的金额"
    }],
    "administrativePenaltyRecord": [{
        "no": "编号",
        "punishmentOrganization": "处罚机构",
        "punishmentContent": "处罚内容",
        "punishmentAmount": "处罚金额",
        "effectDate": "生效日期",
        "closeDate": "截止日期",
        "administrationReviewOrg": "行政复议结果"
    }],
    "houseFundPayedRecord": [{
        "no": "编号",
        "address": "参缴地",
        "payAt": "参缴日期",
        "firstPayedAt": "初缴月份",
        "lastPayedAt": "缴至月份",
        "status": "缴费状态",
        "amount": "月缴存额",
        "personalPercent": "个人缴存比例",
        "componyPercent": "单位缴存比例",
        "compony": "缴费单位",
        "updateAt": "信息更新日期"
    }],
    "socialSecuritys": [{
        "no": "编号",
        "ginsengto": "参保地",
        "insuredDate": "参保日期",
        "countMonth": "累计缴费月数",
        "jobMonth": "参加工作月份",
        "status": "缴费状态",
        "personageCostNumber": "个人缴费基数",
        "monthAmount": "本月缴费金额",
        "messageUpdateDate": "信息更新日期",
        "unit": "缴费单位",
        "cause": "中断或终止缴费原因"
    }],
    "subsistenceAllowanceRecord": [{
        "no": "编号",
        "personType": "人员类别",
        "location": "所在地",
        "company": "工作单位",
        "familyMonthlyIncome": "家庭月收入",
        "applicationDate": "申请日期",
        "approvalDate": "批准日期",
        "updateDate": "信息更新日期"
    }],
    "competenceRecordInfos": [{
        "no": "编号",
        "competencyname": "执业资格名称",
        "grade": "等级",
        "awarddate": "获得日期",
        "enddate": "到期日期",
        "revokedate": "吊销日期",
        "organname": "颁发机构",
        "area": "机构所在地"
    }],
    "administrativeRewardRecord": [{
        "no": "编号",
        "rewardOrganization": "奖励机构",
        "rewardContent": "奖励内容",
        "effectDate": "生效日期",
        "closeDate": "截止日期"
    }],
    "carTradeOrPledges": [{
        "no": "编号",
        "licensecode": "车牌号码",
        "enginecode": "发动机号",
        "brand": "品牌",
        "cartype": "车辆类型",
        "usecharacter": "使用性质",
        "state": "车辆状态",
        "pledgeflag": "抵押标记",
        "gettime": "信息更新日期"
    }],
    "telRecord": [{
        "no": "编号",
        "companyNo": "电信运营商",
        "busiType": "业务类型",
        "openDate": "业务开通日期",
        "status": "当前缴费状态",
        "oweMoney": "当前欠费金额",
        "oweNum": "当前欠费月数",
        "acctDate": "记账年月",
        "pay24Months": "最近24个月缴费记录"
    }],
    "checkedRecord": {
        "lastMonthLoanCheckOrgs": "最近1个月内的贷款审批查询机构数",
        "lastMonthCardCheckOrgs": "最近1个月内的信用卡审批查询机构数",
        "lastMonthLoanCheck": "最近1个月内的贷款审批查询次数",
        "lastMonthCardCheck": "最近1个月内的信用卡审批查询次数",
        "lastMonthCheckBySelf": "最近1个月内的本人查询次数",
        "last2YearsAfterLoaned": "最近2年内的贷后管理查询次数",
        "last2YearsQualificationCheck": "最近2年内的担保资格审查查询次数",
        "last2YearsVIPNameCheck": "最近2年内的特约商户实名审查查询次数"
    },
    "checkDetails": [{
        "no": "编号",
        "checkedAt": "查询日期",
        "operator": "查询操作员",
        "reason": "查询原因"
    }],
    "querySelfRecordDetail": [{
        "no": "编号",
        "queryDate": "查询日期",
        "queryOperator": "查询操作员",
        "queryReason": "查询原因"
    }]
}

4.错误码

以下请求参数列表仅列出了接口请求参数，其它参数见公共请求参数页面。

备注: 以上40X系列错误描述请参考reason字段

5.输入示例